Covid, Lessons, Tests and Insurance
Adrian Flux give its view on the current realities of lockdown number 3
England has moved into Lockdown 3.0 with even tougher restrictions put in place by Prime Minister Boris Johnson in order to beat the Covid 19 pandemic.
These severe restrictions mean people must avoid going out, work from home if possible, and schools (with the exception of children of keyworkers) and non-essential shops, hotels, pubs, restaurants and entertainment venues must cease trading.
Non-essential travel has also been banned and people who do go out for a limited number of permitted reasons — such as buying essential food items, medicines, to exercise or for medical appointments — being told to stay local and not venture out of their own village, town or area of city in which they live.
What about you?
While rules for going out, going to work or school, shopping, organised sports and leisure activities have been clearly laid out, the picture is less clear as to whether driving lessons and tests can continue under the new restrictions.
With that in mind, learner driver and driving instructor insurance experts at Adrian Flux aim to clarify the rules and regulations of Lockdown 3.0.
The government website is emphatic in stating that driving instructors “must not provide driving lessons or motorcycle training in England unless it’s with someone from their own household during an essential journey”.
It is the same case in Scotland and Wales which have each been plunged into their own national and temporary lockdowns.
This means there can be no driving lessons anywhere in England, Scotland or Wales unless the lesson is with someone from the same household as the instructor, on an essential journey.
Anyone found to be in breach of Lockdown 3.0 guidelines faces a Fixed Penalty Notice of £200 for the first offence, doubling for further offences up to a maximum of £6,400.
Insurance in the state of flux
Lockdown 3.0 will clearly present many worries, but one thing you won’t have to worry about is your peace of mind Adrian Flux Driving driving instructor insurance cover.
Policies have been designed to offer competitive driving instructor insurance with outstanding levels of cover — and, in these worrying times, we can even transfer your policy to provide laid-up cover if you decide to take your vehicle off the road during lockdown.
Whether you are an ADI or PDI, Adrian Flux can arrange a policy to suit your individual needs, with a range of great features.
Benefits can include:
- Comprehensive cover included while driving other cars under tuition
- Cover for pupils’ own cars
- Off road tuition and under-age learner drivers cover included
- Cover for teaching towing, performance car driving etc – all types considered for qualified instructors
- Any driver over the age of 25 covered for Social, Domestic & Pleasure use in addition to students
- Legal protection and recovery of uninsured losses
- Dual control courtesy vehicle supplied and delivered following non fault accidents
- Automatic cover for banned or convicted drivers re-sitting tests included as standard
- Optional 21 day dual control replacement car on Fire, Theft & Total Loss
- No Excesses on Total Loss Claims
- Up to 70% No Claims Bonus Discount
And driving instructors who join the Adrian Flux referral scheme can earn a generous commission payment for every pupil who takes out a policy following your recommendation.
Getting a quote
The best deals are usually available over the phone — 79.4% of all customers receiving an online quote in September 2018 could have obtained a cheaper quote over the phone, based on the information they provided.
Whether you are looking for peace of mind driving instructor insurance, or you want to hear more about the referral scheme, call 0800 089 0809.